DECLARATION OF RISK DISCLOSURE

Last Updated: July 2026

By accessing, browsing, or utilizing the Investolane platform via the website https://investolane.in (hereinafter referred to as the “Website”), you explicitly acknowledge, represent, and warrant that you possess the requisite financial sophistication, capacity, and fitness to understand, undertake, and bear the significant risks associated with investing through the Website.

Investments in unlisted equities, private placements, and pre-IPO companies involve a high degree of risk. You should only invest capital that you can afford to lose entirely. Before executing any transaction, you must carefully evaluate the following inherent risk factors:

1. Primary Investment Risk Factors

⚠️ Loss of Capital

Investing in private or unlisted companies (“Companies”) involves substantial business and financial risk. These enterprises may not have established operational track records, assuring no guarantee of profitability, dividends, or capital preservation. There is a real and permanent risk of losing your entire invested principal. Investors are strongly urged to establish a diversified portfolio to aggregate and mitigate potential capital losses.

⚠️ Extreme Lack of Liquidity

Unlike securities traded on public stock exchanges, the equity shares of private or pre-IPO companies are highly illiquid.

• No formal, public, or active secondary marketplace exists for these shares.
• Investors may be unable to liquidate or transfer their positions at short notice or at an acceptable price.
• Capital may remain locked up indefinitely until a liquidity event occurs—such as a      successful Initial Public Offering (IPO), corporate acquisition, or a structured buyback. Even for fundamentally robust businesses, such exit strategies may take several years to materialize or may never happen at all.

⚠️ Share Price Uncertainty & Valuation Variance

Unlisted shares are not subject to real-time, market-driven price discovery mechanism of public exchanges.

• Share valuations are derived through private negotiations, internal metrics, independent valuation reports, or demand-supply dynamics within private networks.
• Consequently, prices fluctuate arbitrarily and may vary significantly from deal to deal,      dealer to dealer, or transaction to transaction. The purchase price paid today does not indicate the future realizable value.

⚠️ Rarity of Dividends

Pre-IPO and early-stage companies typically reinvest their operational cash flows and retained earnings back into business expansion rather than distributing them to shareholders. It is highly probable that these Companies will not declare or pay dividends throughout your investment horizon. Capital appreciation, realizable only upon a secondary exit, remains the primary source of potential return.

⚠️ Dilution of Shareholding

Companies frequently require successive rounds of external funding to scale operations.

• Any subsequent issuance of new equity shares, convertible instruments, or the      allocation of shares under Employee Stock Option Plans (ESOPs) will dilute =your equity percentage.
• Such funding rounds may occur at a valuation lower than your initial investment (a "down-round"), reducing both your proportional ownership and the implied value of your holding.

2. Platform Framework, Advisory, & Regulatory Disclosures

🚫 No SEBI Registration

Investolane (and its operators/representatives) is not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser (IA) or a Research Analyst (RA).

• The information, reports, data, and insights presented on this Website do not constitute, and must not be construed as, personalized investment advice, financial planning, or a formal solicitation or recommendation to buy, sell, or hold any security.

ℹ️ Nature of Information & Future Performance

All content, financial metrics, articles, news trackers, and analytical reports provided on this Website are for general informational and educational purposes only.

• Forward-Looking Statements: Any projections, opinions, target milestones, or beliefs      are forward-looking statements based on subjective estimates and assumptions. These are subject to major macroeconomic, regulatory, and competitive uncertainties. They are purely speculative and must not be treated as performance undertakings or guarantees.
• Accuracy & Timeliness: While Investolane endeavors to compile information from reliable channels, we do not guarantee the completeness, chronological accuracy, or timeliness of the data provided.

💼 Tax Obligations

Tax treatment on capital gains (short-term or long-term) and dividends arising from unlisted shares differs materially from listed equities. Reviewing, reporting, and remitting all applicable taxes is solely your responsibility. Investors must consult a qualified Chartered Accountant or independent tax advisor before executing transactions.

3. Operational Risk & Limitations of Liability

⚙️ Technical Issues and Potential Interruptions

Investolane does not guarantee uninterrupted, secure, or error-free access to the Website. The platform may experience temporary downtime, data processing lags, or access constraints due to scheduled maintenance, regulatory updates, network congestion, or unforeseen technical force majeure events.

⚖️ Absolute Limitation of Liability & Indemnity

Investolane, its directors, affiliates, and employees expressly disclaim all liability for any direct, indirect, incidental, consequential, or punitive losses, damages, or lost profits arising out of:

• Any reliance placed on the information, graphics, or reports hosted on this Website.
• Technical interruptions, system delays, or data inaccuracies.
• Your sovereign investment decisions, execution outcomes, or the financial failure of any investee company.

4. Investor Acknowledgment and Hold-Harmless Covenant

By remaining on this Website and proceeding with any transaction through Investolane, you explicitly declare that:

1. You have read, understood, and accepted this Declaration of Risk in its entirety.
2. You accept full, unilateral responsibility for executing your own independent      research, financial due diligence, and verification of original corporate filings.
3. You recognize that investing in Pre-IPO and Unlisted securities carries a much      higher risk profile than listed equities.
4. You unconditionally agree to hold Investolane, its founders, operators, and      affiliates completely harmless against any claims, losses, disputes, or legal actions resulting from market movements, loss of principal, or regulatory updates affecting your investment portfolio.

5. Regulatory Limitations & Platform Status

🚫 Non-Exchange and Non-Trading Platform Status

Investolane (https://investolane.in) functions exclusively as an informational and research platform for unlisted equities, private placements, and pre-IPO shares. Investolane is NOT a SEBI-recognized stock exchange, clearing corporation, or formalized trading platform.

• The platform does not facilitate public trading, settlement guarantees, or clearing mechanisms governed by stock exchange frameworks.
• All content, listings, and data aggregates are curated solely for general      marketplace awareness and corporate knowledge.

⚖️ Mandate for Independent Financial Consultation

Because unlisted instruments carry disproportionately higher risk profiles—including absolute liquidity constraints, pricing variances, and regulatory differences—investors are strictly prohibited from treating platform metrics as transaction solicitation. 

• Mandatory Due Diligence: You bear the sole responsibility to independently verify corporate filings, financial disclosures, and structural validations before executing any transaction. 
• Advisory  Requirement: Investolane does not function as a registered financial      entity. You are strongly advised and encouraged to consult a certified, SEBI-registered Investment Adviser (IA) or an authorized Research Analyst to assess the precise fitness, risk suitability, and asset allocation of these investments in relation to your personal financial portfolio.

Warning on High-Risk Investments: If you do not fully comprehend the nature of unlisted equity markets or lack the financial resilience to absorb a complete loss of capital, you must refrain from using this platform. It is highly recommended to seek counsel from an independent, licensed financial consultant.