Declaration of risk

By accessing/using the Investolane platform through the website [https://investolane.in] (“Website”), you bear the fitness to undertake the risks in investments through the Website, including but not limited to the following:

1. Loss of Capital: Loss of capital is a potential risk when investing; it is essential to consider how much to invest. Investments in private companies (“Companies”) bear an inherent risk of not assuring full-fledged profits or returns from the assets. For this reason, it is generally recommended to create a diversified portfolio of investments, which will have the potential to deliver gains and absorb capital losses in the aggregate. Please scroll to the bottom of the page to see our Risk Warning for more information.
2. Lack of Liquidity: Liquidity refers to equity shares that can be sold with ease. However, the Companies’ equity investments are highly illiquid as the shares are unlisted/private and cannot be traded easily on an exchange or similar secondary trading platform. Any investment you make through the platform will be highly illiquid, which means you will be unable to sell your shares until the business has driven towards a successful exit. Even for a successful business, a flotation or purchase is unlikely to happen for several years. Investors must be of the time frame between investing in a business and seeing a return.
3. Share price Uncertainty:  Unlisted shares, as the name suggests, are not traded on public stock exchanges. This lack of a formal marketplace presents a unique challenge: the absence of a fixed price at the time of buying and selling shares. Unlike listed shares, which have a constantly fluctuating market price, unlisted shares are valued through private negotiations between buyers and sellers and hence price may differ deal to deal and dealer to dealer.
4. Rarity of Dividends: The Companies may most likely be unable to pay any dividend throughout the life cycle of an investment. Therefore, for you to earn a return out of any of your investments, you will have to go through a further sale or such other similar process for which a time frame cannot be ascertained.
5. Dilution: The Companies may raise additional capital in the future, and therefore, your shareholding may be diluted due to such an issue of new shares. Any investment you make through the Investolane platform might be subject to dilution. This means that if the business goes for additional funding at a later stage, more shareholders will come on board, reducing your percentage of the investee company. Another reason for dilution in a business would be due to the grant of options available to employees of the investee company or to other service providers closely linked to the business. It is therefore vital to continue to reinvest in the business, increasing your shareholder percentage.
6. Performance: The Company’s forward-looking statements, containing opinions and beliefs, are based on several estimates and assumptions subject to significant business, economic, regulatory, and competitive uncertainties. Though these statements can be used to understand the objectives and goals of the Companies, such statements should not be considered as undertakings from the Companies and should be considered merely speculative and having a subjective nature.
7. Diversification: Investing in Private businesses is always going to be high risk. Therefore it would be in the investors’ best interest to diversify their investment portfolio by investing smaller amounts in different companies in various sectors, rather than investing large amounts in a small company.
8. Tax: You may be liable to pay taxes on any dividends or gains you receive from your investments in the Company, and payment of such taxes is entirely your responsibility. Therefore, you should consult your tax advisor for more information on these matters.
9. Information: The information and content provided on this website, including but not limited to articles, reports, data, and opinions, are intended solely for general informational and educational purposes. Investolane do not provide personalized investment advice or recommendations to buy, sell, or hold any unlisted shares. The content on this website does not consider your specific financial circumstances, investment objectives, or risk tolerance, and should not be construed as financial advice.
10. No SEBI Registration: Investolane is not a SEBI-registered investment adviser or research analyst entity. Accordingly, this website does not serve as a platform for personalized investment advice or financial recommendations. Investolane encourages readers to seek independent, professional financial advice before making any investment decisions.
11. Limitations and Liability: Investolane makes no representations or warranties of any kind, express or implied, as to the accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website. Any reliance you place on such information is strictly at your own risk.
12. Potential Interruptions: Investolane not guarantee uninterrupted or error-free access to the website. Technical issues, updates, or other unforeseen factors may cause temporary interruptions. Investolane is not liable for any direct, indirect, incidental, or consequential losses arising from website access issues, data inaccuracies, or other delays.

The information and data provided on the Investolane platform concerning Pre IPO | Unlisted Shares are solely for informational purposes and should not be interpreted as a recommendation or solicitation to invest. Investolane and its representatives are not SEBI-registered research analysts or advisors. Any research, analysis, or information presented on this platform does not constitute investment advice or a recommendation by Investolane or its affiliates.

Investors are strongly encouraged to perform their own thorough research and due diligence before making any investment decisions. Any decision to invest or not to invest shall be at your own discretion. Pre IPO | Unlisted Shares carry a higher risk profile compared to listed securities, including but not limited to liquidity risk, regulatory risk, and market volatility. Potential investors should be aware of these risks and consider them carefully.

It is highly recommended that investors consult with their own financial advisors to understand the suitability of such investments in the context of their personal financial situation, investment objectives, and risk tolerance. Additionally, investors should read and fully understand the detailed risk profile and disclosures attached to the Pre IPO | Unlisted Shares before proceeding with any investment.

By accessing and using this website, you acknowledge and agree that Investolane is not responsible for any investment decisions or actions taken based on the information provided. Investing in securities carries risks, including the potential loss of principal. Investolane disclaims any liability for any loss or damage incurred as a result of reliance on the content provided on this website. For the avoidance of doubt, in light of your acknowledgment of the above risk factors, you agree and acknowledge that you shall hold Investolane harmless and shall not raise any claim regarding any of the above.