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Tata Capital Limited ("TCL"), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons Private Limited and is registered with the Reserve Bank of India as a Systemically Important Non-Deposit Accepting Core Investment Company ("CIC").

Tata Capital and its subsidiaries are engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.

Subsidiary Companies: Tata Capital's subsidiary companies include:

• Tata Capital Financial Services Limited
• Tata Capital Housing Finance Limited
• Tata Cleantech Capital Limited

Tata Capital's range of offerings caters to the diverse financial requirements of its retail, corporate and institutional customers, directly or indirectly, through its subsidiaries:

Commercial Finance

The Commercial Finance business helps small, medium and large corporates grow their business. Range of offerings includes Term Loans, Working Capital Loans, Channel Finance, Equipment Finance, Lease Rental Discounting, Bill Discounting, Letter of Credit and Bank Guarantee.

Investment banking business provides a broad range of services, including Equity Capital Markets Transaction Execution, Underwriting, Mergers and Acquisitions Advisory, Structured Finance Advisory, Private Equity Advisory and Infrastructure Advisory.

Tata Capital acts as Investment Manager to Private Equity Funds which identify and invest into target companies with significant growth potential, nurture them and exit profitable.

Asset Finance

The Asset Finance* business caters to the specialized needs of the infrastructure sector. Our range of offerings includes Equipment Finance, Project Finance, Equipment Rentals, Working Capital Loans, Bill Discounting/ Factoring, Refinance, Top Up Loans and Loan Syndication.

Investments

Tata Capital Wealth Management offers a range of services and markets third-party investment products like Portfolio Management Services, Private Equity and Venture Capital Funds, Structured Products, Mutual Funds, Fixed Deposits and Bonds.

Consumer Loans

Our wide range of Consumer loans such as Home Loans, Auto Loans, Personal Loans, Business Loans, Education Loans, Loans against Property, Loans against Shares and Consumer Durable Loans

The Tata Card combines the convenience of a powerful credit card with a rewarding membership to the Empower program. The credit card allows customers to earn points and membership to the Empower program, India's first multi-brand loyalty program, offering them the advantage of redeeming these points across several loyalty partners.

Tata Capital Cleantech Limited (TCCL) is a joint venture between Tata Capital Limited and International Finance Corporation (IFC), a member of the World Bank Group. TCCL is a focused initiative to assist, via financing and advisory services, companies that promote clean technology. TCCL will focus on the key areas such as Energy Efficiency, Renewable energy generation projects, such as wind power, Small Hydropower, Solar Power, Bio-mass and Waste Treatment, Water Management projects and Projects that aid carbon footprint reduction.

The alliance of Tata Capital and Century Tokyo Leasing Corporation (TC-Lease) brings you comprehensive & innovative solution-oriented financing services by leveraging the combination of leasing, financing knowledge and domain expertise.

For over 150 years, the Tata Group has engaged in the task of nation-building. Tata Capital, born of this legacy of trust and integrity, has always been about more than just ‘financial services. Their mission– to connect people to opportunities. Opportunities that make the impossible dream, possible that give young ambition the wings to soar. By embracing simplicity, un-complicating the complexity of finance, by being there for the customer, when it matters. By staying true to a tradition of putting people before profit, by believing that not everything that counts can be counted, and that true wealth creation is about enriching lives and building enduring bonds. By committing ourselves to grow everyone we serve - individuals, businesses, and communities and by being an institution people can count on.